SIPP / CGT

Self Invested Personal Pensions Plans (SIPPS)

SIPPS are not the first opportunity for business people and property investors to put property into their pension funds. Previous incarnations of this principle meant borrowing accumulated funds from the fund to invest in property, in simple terms you were allowed to borrow your own money. Now with SIPPS you are allowed to borrow from third party sources such as banks and building societies up to 75% of the purchase price.

This is a very complicated area but it does allow a property portfolio or land bank to have all its increase in value outside the systems for Capital Gains, Corporation and Income Tax.

Capital Gains Tax (CGT)

Any investor with CGT gains can postpone the taxable charge indefinitely by purchasing a commercial property investment.

Where these options can be used any client needs a Mortgage Packager who understands how to work with their professional advisors and lending institutions to make these ideas work, that would be CMD

This website is intended for Professional Mortgage Intermediaries only and is not intended for use by the public.
Proc Fees: Non-Standard = Up to 2%, Status = Up to 0.5%
If we can't do it - it can't be done